Nearly a decade after the subprime mortgage meltdown of 2008, tens of billions of dollars’ worth of real estate remains in distress, and there are sizeable profits to be made by investors in the secondary market. Purchasing nonperforming loans (NPLs) from banks at rock-bottom prices doesn’t make you the “bad guy.” Resolving this debt doesn’t have to come at the expense of the people who defaulted on their mortgages when the housing bubble burst. Just follow Bill Bymel’s lead.